Insurance we accept

-INSURANCES

• Aetna (PPO, Medicare PPO & HMO, we do NOT take Aetna DMO)
• AmeriHealth Administrators, (IAA)
• Ameritas
• Anthem / Unicare
• Braven Health (We take it through Horizon)
• Careington Platinum and CARE POST NET
• Cigna DPPO Net (DPPO Only (ID # starts with U),
  • Cigna Advantage Plan (ID # starts with 1) : Patient will be responsible for the difference between DPPO Fee and Advantage Fee
    • Cigna tries to hide the fact it is Advantage Plan, very difficult to find it unless provider’s office call the insurance
  • Cigna Max Allowance Plan : It has very poor fee schedule. Patient will be responsible for the difference between DPPO Fee and Max Allowance Fee
    • Cigna tries to hide the fact it is Max Allowance, very difficult to find it unless provider’s office call the insurance
  • Cigna DMO or DHMO : We do NOT take it
• Connection Dental : We are out of network but will still honor In-network fee
• Cypress Dental Administrators or Cypress Dental Insurance Company of Californi (Through DHA Network)
• Delta PPO / Premier
• DentaQuest : we take it through Sunlife
• Dentegra PPO
• DenteMax : we are out of network
• Direct Dental Administrators (Through DHA Network)
• DNOA
• Emblem Health (Only Preferred Plus, We do NOT take Preferred, Preferred Premier)
• Envolve Dental
• Equitable Financial Life Insurance Company (Through DHA Network)
• Fidelio (We are in network but if you have “Co-Insurance Plan”, insurance will not pay much)
• Guardian (PPO Only, we do NOT take Managed DentalGuard)
• GHEA (Even though we don’t take Connection Dental, we accept it through Cigna)
• Healthplex (We take some plans. We don’t accept capital plan, we accept Independence or Independence plus)
• Horizon (Traditional, PPO, FEP Only, we do NOT take State Plan, TotalCare (HMO SNP), Horizon Dental Choice (HDC), NJ Family Care)
• Humana
• Humana Teamcare
• Level
• Liberty : We do NOT take this
• Medicare (Yes we take a lot of them, we have to each patient’s insurance to verify)
• Meritan Health (We take Through Principal)
• Metlife
• Mutual of Omaha Insurance Company (Through DHA Network)
• Principal
• Renaissance (Through Maximum Care Network, Powered by Careington)
• Sun Life
• Teamsters Union Local No. 115
• United Concordia
  • We are in network with United Concordia that is part of DHA (Dental Health Allince) Network
  • Some plans pay in network and out of network provider equally, we honor United Concordia Fee schedule and charge the same with in network provider
  • Some plans has different percenrage of coverage for out of network provider. We honor United Concordia In network fee but covered % will be lower here
  • We do NOT take Philadelphia Federation of Teachers Plan
• United Omaha Life Insurance Company (Through DHA Network)
• United Health Care (PPO Only, we do NOT take Community Plan)

– Medicare (Not Medicaid)

[We are in network with some plans, but they usually pay well regardless of network status, so it does not matter most of the time]

• Aetna Medicare
• Cigna Dental Medicare Advantage Plan : We will be in network effective 01/01/2023
• Humana Medicare
• NJ Clover; we are not in network but they pay 100% regardless up to yearly maximum, so it does not matter whether we are in network or not
• Wellcare Medicare; Dental plan is being outsourced to the company named Envolve Dental; We are In Network

– Discount Plans

• Cigna Plus Savings
• CVS iSave
• Allied HealthCard Savings Card
• Horizon
• Preferred Network Access by Cigna
• DP Smart Health
• Careington POS