Insurance we accept

Our services are competitively priced and we accept most PPO insurances. We offer financing and In-House Membership for those who do not have insurance. Our office offers warranties and guarantees. We do not participate in DMO, DMHO, HMO, Medicaid. We do take some discount plan through major insurance companies.

-INSURANCES

  • Aetna (PPO, Medicare PPO & HMO, we do NOT take Aetna DMO)
  • AmeriHealth Administrators, (IAA)
  • Ameritas
  • Anthem / Unicare
  • Careington Platinum and CARE POST NET
  • Cigna DPPO Net (DPPO Only (ID # starts with U),
    • Cigna Advantage Plan (ID # starts with 1) : Patient will be responsible for the difference between DPPO Fee and Advantage Fee
      • Cigna tries to hide the fact it is Advantage Plan, very difficult to find it unless provider’s office call the insurance
    • Cigna Max Allowance Plan : It has very poor fee schedule. Patient will be responsible for the difference between DPPO Fee and Max Allowance Fee
      • Cigna tries to hide the fact it is Max Allowance, very difficult to find it unless provider’s office call the insurance
    • Cigna DMO or DHMO : We do NOT take it
  • Connection Dental : We are out of network but will still honor In-network fee
  • Cypress Dental Administrators or Cypress Dental Insurance Company of Californi (Through DHA Network)
  • Delta PPO / Premier
  • Dentegra PPO
  • DenteMax : we are out of network
  • Direct Dental Administrators (Through DHA Network)
  • DNOA
  • Emblem Health (Only Preferred Plus, We do NOT take Preferred, Preferred Premier)
  • Equitable Financial Life Insurance Company (Through DHA Network)
  • Fidelio
  • Guardian (PPO Only, we do NOT take Managed DentalGuard)
  • GHEA (Even though we don’t take Connection Dental, we accept it through Cigna)
  • Healthplex
  • Horizon (Traditional, PPO, FEP Only, we do NOT take State Plan, TotalCare (HMO SNP), Horizon Dental Choice (HDC), NJ Family Care)
  • Humana
  • Humana Teamcare
  • Level
  • Liberty : We do NOT take this
  • Medicare (Yes we take a lot of them, we have to each patient’s insurance to verify)
  • Meritan Health (We take Through Principal)
  • Metlife
  • Mutual of Omaha Insurance Company (Through DHA Network)
  • Principal
  • Renaissance (Through Maximum Care Network, Powered by Careington)
  • Sun Life
  • Teamsters Union Local No. 115
  • United Concordia
    • We are in network with United Concordia that is part of DHA (Dental Health Allince) Network
    • Some plans pay in network and out of network provider equally, we honor United Concordia Fee schedule and charge the same with in network provider
    • Some plans has different percenrage of coverage for out of network provider. We honor United Concordia In network fee but covered % will be lower here
    • We do NOT take Philadelphia Federation of Teachers Plan
  • United Omaha Life Insurance Company (Through DHA Network)
  • United Health Care (PPO Only, we do NOT take Community Plan)

 

– Medicare (Not Medicaid)

[We are in network with some plans, but they usually pay well regardless of network status, so it does not matter most of the time]

  • We are in network with Aetna, Humana
  • NJ Clover; we are not in network but they pay 100% regardless upto yearly maximum, so it does not matter whether we are in network or not
  • Wellcare Medicare; Dental plan is being outsourced to the company named Envolve Dental; we are out of network and they used to pay to out of network provider but not any more after 5/31/22. We decided to join the network and it will take 60~90 Days for us to be in network.

 

– Discount Plans

  • Cigna Plus Savings
  • CVS iSave
  • Allied HealthCard Savings Card
  • Horizon
  • Preferred Network Access by Cigna
  • DP Smart Health
  • Careington POS

Don’t have insurance? We  also accept Care Credit. You can apply for Care Credit here.